Technology is redefining the financial services sector and the way organizations interact with their clients and customers. New entrants present traditional players with a difficult choice: invest in disruptive, but unproven, technologies and accept the costs of disposal or write-off of legacy technology and physical infrastructure – or risk losing business to more technologically advanced competitors. FinTech challenges established ideas but also provides an opportunity for existing market participants to diversify their product range, improve efficiencies, manage risk more effectively and reach a wider customer base.

Ethos Legal Alliance and Fintech
Ethos Legal Alliance is one of the leading global law firms advising on all aspects of the FinTech sector. Our clients include banks, financial institutions, venture capital funds, banks/financial institutions looking to invest in venture capital, new technology or innovative strategies, and start-up and emerging growth companies. We also advise established players on harnessing and leveraging technological innovation, protecting and enhancing their technology and trade secrets and establishing efficient compliance with applicable law and regulation.

We provide the full scope of local and global business legal services to our clients, from their everyday legal matters to their most complex legal issues. Frequently this involves advising on them on their financing, corporate matters, data and technology issues, IP, exit strategies and regulation that can change or even drive client business plans.

We Understand Your Sector
Technological innovation in the financial services arena is creating market opportunities to drive growth while enabling both financial institutions and FinTech focused technology providers to deliver their services more effectively.

The accelerating rate of technological change, combined with shifting customer preferences, is impacting the way in which financial services are structured, delivered and consumed, while the regulatory landscape itself is evolving in order to keep up with new financial regulatory transparency requirements globally, which also include anti-money laundering and anti-bribery obligations. This, against a backdrop of rising spend on technology worldwide and stronger confidence in the market, has led to an explosion in FinTech investment. Disruptive innovation is occurring across the industry value chain, in such areas as payments and billing technology, trading and clearing, lending, financial information services, retail and consumer banking, insurance, money transfer and remittance, blockchain, artificial intelligence and robotics technology, banking infrastructure, wealth management, security and investor protection, institutional investment tools, digital currencies, crowd funding, and investment platforms.

Dedicated Partner To The Fintech Industry
Our multidisciplinary team leverages the technology experience of our Corporate, Financial Markets, Financial Services, Regulatory, Tax, and Intellectual Property and Technology practices to offer integrated legal solutions that help our clients navigate the increasingly complex environment at the intersection of transactions, technology and regulation.

Our team has extensive global experience advising a wide range of clients including banks, private equity and venture capital funds, asset managers, broker-dealers, insurance companies, trading platforms and exchanges, and distributed-ledger technology platforms as well as other capital markets participants.

We also advise major players across the financial services, telecoms and technology industries including payment providers, FinTech platform operators, new model finance providers and other FinTech players leveraging disruptive technology or business models.